{"id":1040,"date":"2024-07-11T13:42:49","date_gmt":"2024-07-11T16:42:49","guid":{"rendered":"https:\/\/financiarimoveis013.com.br\/?p=1040"},"modified":"2025-08-27T09:51:09","modified_gmt":"2025-08-27T12:51:09","slug":"santander-lanca-credito-imobiliario-para-diminuir-dependencia-da-poupanca","status":"publish","type":"post","link":"https:\/\/financiarcreditoimob.com.br\/?p=1040","title":{"rendered":"Santander Lan\u00e7a Cr\u00e9dito Imobili\u00e1rio para Diminuir Depend\u00eancia da Poupan\u00e7a"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1040\" class=\"elementor elementor-1040\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3832a7a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3832a7a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cc5f46c\" data-id=\"cc5f46c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b582efb elementor-widget elementor-widget-heading\" data-id=\"b582efb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Santander Lan\u00e7a Cr\u00e9dito Imobili\u00e1rio para Diminuir Depend\u00eancia da Poupan\u00e7a<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6bdbc81 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6bdbc81\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e69342f\" data-id=\"e69342f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7ee0a09 elementor-widget elementor-widget-text-editor\" data-id=\"7ee0a09\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Em um movimento estrat\u00e9gico para enfrentar a escassez de recursos da poupan\u00e7a destinados ao cr\u00e9dito imobili\u00e1rio, o Santander lan\u00e7ou um novo produto financeiro, denominado Ciclo Estendido. Esta iniciativa busca minimizar a tradicional depend\u00eancia da caderneta de poupan\u00e7a, utilizando o mercado de capitais como principal fonte de financiamento.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2f28087 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2f28087\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5299a53\" data-id=\"5299a53\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-159fdf2 elementor-widget elementor-widget-image\" data-id=\"159fdf2\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"614\" src=\"https:\/\/financiarcreditoimob.com.br\/wp-content\/uploads\/2024\/07\/Santander-1024x614.webp\" class=\"attachment-large size-large wp-image-1043\" alt=\"\" srcset=\"https:\/\/financiarcreditoimob.com.br\/wp-content\/uploads\/2024\/07\/Santander-1024x614.webp 1024w, https:\/\/financiarcreditoimob.com.br\/wp-content\/uploads\/2024\/07\/Santander-300x180.webp 300w, https:\/\/financiarcreditoimob.com.br\/wp-content\/uploads\/2024\/07\/Santander-768x461.webp 768w, https:\/\/financiarcreditoimob.com.br\/wp-content\/uploads\/2024\/07\/Santander.webp 1250w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1186cdd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1186cdd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2fbf57a\" data-id=\"2fbf57a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bbfddea elementor-widget elementor-widget-heading\" data-id=\"bbfddea\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Ciclo Completo de Financiamento para Incorporadoras<\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a5a4a70 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a5a4a70\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0100f69\" data-id=\"0100f69\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c84bf6a elementor-widget elementor-widget-text-editor\" data-id=\"c84bf6a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>O novo produto \u00e9 voltado para incorporadoras e cobre todo o ciclo de vida do empreendimento, desde a fase de pr\u00e9-obra at\u00e9 o p\u00f3s-constru\u00e7\u00e3o, incluindo o repasse dos financiamentos das unidades vendidas na planta.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c5d6263 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c5d6263\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7e91bb5\" data-id=\"7e91bb5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e959269 elementor-widget elementor-widget-heading\" data-id=\"e959269\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Utiliza\u00e7\u00e3o de Certificados de Receb\u00edveis Imobili\u00e1rios (CRI)<\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4aae53f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4aae53f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3fa520e\" data-id=\"3fa520e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cc5972e elementor-widget elementor-widget-text-editor\" data-id=\"cc5972e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Um dos aspectos distintivos do Ciclo Estendido \u00e9 a utiliza\u00e7\u00e3o de Certificados de Receb\u00edveis Imobili\u00e1rios (CRI) como principal mecanismo de capta\u00e7\u00e3o de recursos, o que oferece maior flexibilidade e capacidade para atender \u00e0 crescente demanda do setor imobili\u00e1rio.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-46166c4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"46166c4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-23fa299\" data-id=\"23fa299\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aabaf1c elementor-widget elementor-widget-heading\" data-id=\"aabaf1c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Diversifica\u00e7\u00e3o das Fontes de Funding<\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-313bc12 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"313bc12\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1298371\" data-id=\"1298371\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fe8e6b8 elementor-widget elementor-widget-text-editor\" data-id=\"fe8e6b8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sandro Gamba, diretor de neg\u00f3cios imobili\u00e1rios do Santander, destacou a import\u00e2ncia estrat\u00e9gica do novo produto. De acordo com Gamba, a iniciativa n\u00e3o s\u00f3 diversifica as fontes de funding do banco, como tamb\u00e9m permite direcionar os recursos subsidiados da poupan\u00e7a para o cr\u00e9dito destinado \u00e0 pessoa f\u00edsica.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d570cbe elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d570cbe\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-da4545a\" data-id=\"da4545a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47ad48d elementor-widget elementor-widget-heading\" data-id=\"47ad48d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Adapta\u00e7\u00e3o \u00e0s Mudan\u00e7as do Mercado Financeiro<\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c50f40c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c50f40c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-618d8d4\" data-id=\"618d8d4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4b4ad1b elementor-widget elementor-widget-text-editor\" data-id=\"4b4ad1b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Esta abordagem reflete uma adapta\u00e7\u00e3o \u00e0s mudan\u00e7as do mercado financeiro, al\u00e9m de atender \u00e0s necessidades espec\u00edficas das empresas do setor imobili\u00e1rio.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bf2c0b9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bf2c0b9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f0e7f6e\" data-id=\"f0e7f6e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4842fcc elementor-widget elementor-widget-heading\" data-id=\"4842fcc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Contribui\u00e7\u00e3o para o Desenvolvimento Sustent\u00e1vel<\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8e8b407 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8e8b407\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d34b55b\" data-id=\"d34b55b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8771973 elementor-widget elementor-widget-text-editor\" data-id=\"8771973\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Com o lan\u00e7amento do Ciclo Estendido, o Santander pretende n\u00e3o apenas se diferenciar no mercado, mas tamb\u00e9m contribuir para o desenvolvimento sustent\u00e1vel do setor imobili\u00e1rio no Brasil.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9c09ff0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9c09ff0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-622066c\" data-id=\"622066c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ece7eba elementor-widget elementor-widget-heading\" data-id=\"ece7eba\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Compromisso com Solu\u00e7\u00f5es Financeiras Inovadoras<\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b12b0b4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b12b0b4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8689279\" data-id=\"8689279\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a1fefaa elementor-widget elementor-widget-text-editor\" data-id=\"a1fefaa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Esta iniciativa demonstra o compromisso do Santander em fornecer solu\u00e7\u00f5es financeiras que atendam \u00e0s demandas contempor\u00e2neas do setor, promovendo uma maior estabilidade e sustentabilidade no mercado imobili\u00e1rio brasileiro.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5055bb4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5055bb4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ec09374\" data-id=\"ec09374\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-68ad708 elementor-widget elementor-widget-text-editor\" data-id=\"68ad708\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Gostou do conte\u00fado? Junte-se a Financiar Im\u00f3veis e simplifique o processo de financiamento para seus clientes. Entre em contato com nossos agentes pelo telefone (13) 3500-6921 ou fa\u00e7a-nos uma visita para uma conversa em nosso escrit\u00f3rio, localizado na <a href=\"https:\/\/www.google.com\/maps\/place\/Financiar+Im%C3%B3veis\/data=!4m7!3m6!1s0x68b2d307005bd531:0x11dc6047bd592b5c!8m2!3d-23.9556563!4d-46.3359221!16s%2Fg%2F11kj2zjv6z!19sChIJMdVbAAfTsmgRXCtZvUdg3BE?authuser=0&amp;hl=pt-BR&amp;rclk=1\">Rua Esp\u00edrito Santo, 121.<\/a><\/p><p>Estamos aqui para descomplicar e facilitar o caminho rumo \u00e0 conquista do im\u00f3vel desejado. Aguardamos seu contato!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Santander Lan\u00e7a Cr\u00e9dito Imobili\u00e1rio para Diminuir Depend\u00eancia da Poupan\u00e7a Em um movimento estrat\u00e9gico para enfrentar a escassez de recursos da poupan\u00e7a destinados ao cr\u00e9dito imobili\u00e1rio, o Santander lan\u00e7ou um novo produto financeiro, denominado Ciclo Estendido. Esta iniciativa busca minimizar a tradicional depend\u00eancia da caderneta de poupan\u00e7a, utilizando o mercado de capitais como principal fonte de &#8230; <a title=\"Santander Lan\u00e7a Cr\u00e9dito Imobili\u00e1rio para Diminuir Depend\u00eancia da Poupan\u00e7a\" class=\"read-more\" href=\"https:\/\/financiarcreditoimob.com.br\/?p=1040\" aria-label=\"Read more about Santander Lan\u00e7a Cr\u00e9dito Imobili\u00e1rio para Diminuir Depend\u00eancia da Poupan\u00e7a\">Ler mais<\/a><\/p>\n","protected":false},"author":1,"featured_media":1044,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-1040","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-corretor-de-imoveis"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Santander Lan\u00e7a 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