{"id":1121,"date":"2024-08-22T16:06:53","date_gmt":"2024-08-22T19:06:53","guid":{"rendered":"https:\/\/financiarimoveis013.com.br\/?p=1121"},"modified":"2025-08-27T09:51:12","modified_gmt":"2025-08-27T12:51:12","slug":"recuperacao-da-poupanca-e-impulso-ao-financiamento-imobiliario","status":"publish","type":"post","link":"https:\/\/financiarcreditoimob.com.br\/?p=1121","title":{"rendered":"Recupera\u00e7\u00e3o da Poupan\u00e7a e Impulso ao Financiamento Imobili\u00e1rio"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1121\" class=\"elementor elementor-1121\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5d73a46 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5d73a46\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2962a81\" data-id=\"2962a81\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dc3ff86 elementor-widget elementor-widget-heading\" data-id=\"dc3ff86\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Recupera\u00e7\u00e3o da Poupan\u00e7a e Impulso ao Financiamento Imobili\u00e1rio<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7df898f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7df898f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-48b366f\" data-id=\"48b366f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-be5cbfa elementor-widget elementor-widget-text-editor\" data-id=\"be5cbfa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Recentemente, a recupera\u00e7\u00e3o da poupan\u00e7a no Brasil tem gerado um impacto positivo no financiamento habitacional, especialmente na Caixa Econ\u00f4mica Federal (CEF). No segundo trimestre de 2024, a capta\u00e7\u00e3o de recursos da poupan\u00e7a alcan\u00e7ou R$ 374,5 bilh\u00f5es, um aumento de 6% em rela\u00e7\u00e3o ao ano anterior. Com esse f\u00f4lego financeiro, a Caixa conseguiu elevar os financiamentos de moradias para R$ 327 bilh\u00f5es, um crescimento significativo de 11,7% na compara\u00e7\u00e3o anual.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eff88db elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eff88db\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-98f39bf\" data-id=\"98f39bf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9971075 elementor-widget elementor-widget-image\" data-id=\"9971075\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"579\" src=\"https:\/\/financiarcreditoimob.com.br\/wp-content\/uploads\/2024\/08\/64244bc99ad416ed7e0d4286_-poupanca-saiba-se-ainda-vale-a-pena-deixar-o-dinheiro-aplicado-6-20230120133412.jpg\" class=\"attachment-large size-large wp-image-1124\" alt=\"\" srcset=\"https:\/\/financiarcreditoimob.com.br\/wp-content\/uploads\/2024\/08\/64244bc99ad416ed7e0d4286_-poupanca-saiba-se-ainda-vale-a-pena-deixar-o-dinheiro-aplicado-6-20230120133412.jpg 800w, https:\/\/financiarcreditoimob.com.br\/wp-content\/uploads\/2024\/08\/64244bc99ad416ed7e0d4286_-poupanca-saiba-se-ainda-vale-a-pena-deixar-o-dinheiro-aplicado-6-20230120133412-300x217.jpg 300w, https:\/\/financiarcreditoimob.com.br\/wp-content\/uploads\/2024\/08\/64244bc99ad416ed7e0d4286_-poupanca-saiba-se-ainda-vale-a-pena-deixar-o-dinheiro-aplicado-6-20230120133412-768x556.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-586645c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"586645c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b9f53d8\" data-id=\"b9f53d8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3108263 elementor-widget elementor-widget-heading\" data-id=\"3108263\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Impacto da recupera\u00e7\u00e3o<\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b3450b9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b3450b9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c6547b6\" data-id=\"c6547b6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b864a7d elementor-widget elementor-widget-text-editor\" data-id=\"b864a7d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Essa recupera\u00e7\u00e3o \u00e9 particularmente importante diante das preocupa\u00e7\u00f5es que surgiram em 2023, quando a caderneta de poupan\u00e7a sofreu saques recordes, levando a uma redu\u00e7\u00e3o dos recursos dispon\u00edveis para financiamento imobili\u00e1rio. Contudo, mudan\u00e7as nas regras da Letra de Cr\u00e9dito Imobili\u00e1rio (LCI), que estenderam o prazo m\u00ednimo de investimento, contribu\u00edram para a migra\u00e7\u00e3o de recursos de volta \u00e0 poupan\u00e7a, fortalecendo o Sistema Brasileiro de Poupan\u00e7a e Empr\u00e9stimo (SBPE).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8053f77 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8053f77\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cafeb13\" data-id=\"cafeb13\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3163509 elementor-widget elementor-widget-heading\" data-id=\"3163509\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Expectativa para o mercado <\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4118560 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4118560\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6670b1b\" data-id=\"6670b1b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-84fe8e3 elementor-widget elementor-widget-text-editor\" data-id=\"84fe8e3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Com o saldo do SBPE atingindo seu maior patamar desde 2022, o cen\u00e1rio atual \u00e9 mais promissor para o mercado imobili\u00e1rio. A Caixa, que precisa destinar pelo menos 65% dos recursos da poupan\u00e7a ao financiamento de im\u00f3veis, encontra-se agora em uma posi\u00e7\u00e3o mais robusta para continuar apoiando a aquisi\u00e7\u00e3o de moradias, especialmente em programas voltados para a popula\u00e7\u00e3o de baixa renda.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ab29198 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ab29198\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9a1f21b\" data-id=\"9a1f21b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-552e6d2 elementor-widget elementor-widget-text-editor\" data-id=\"552e6d2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Al\u00e9m disso, a institui\u00e7\u00e3o financeira est\u00e1 considerando outras estrat\u00e9gias, como a libera\u00e7\u00e3o parcial do compuls\u00f3rio e o desenvolvimento do mercado secund\u00e1rio de cr\u00e9dito imobili\u00e1rio, para garantir a sustentabilidade do setor no longo prazo. Esse movimento \u00e9 crucial para manter o mercado aquecido e assegurar que o sonho da casa pr\u00f3pria continue ao alcance de muitos brasileiros.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b600c5f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b600c5f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e37bf49\" data-id=\"e37bf49\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-06d3746 elementor-widget elementor-widget-text-editor\" data-id=\"06d3746\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Gostou do conte\u00fado? Junte-se a<a href=\"https:\/\/financiarimoveis013.com.br\/\"> Financiar Im\u00f3veis<\/a> e simplifique o processo de financiamento para seus clientes. Entre em contato com nossos agentes pelo telefone (13) 3500-6921 ou fa\u00e7a-nos uma visita para uma conversa em nosso escrit\u00f3rio, localizado na <a href=\"https:\/\/www.google.com\/maps\/place\/Financiar+Im%C3%B3veis\/data=!4m7!3m6!1s0x68b2d307005bd531:0x11dc6047bd592b5c!8m2!3d-23.9556563!4d-46.3359221!16s%2Fg%2F11kj2zjv6z!19sChIJMdVbAAfTsmgRXCtZvUdg3BE?authuser=0&amp;hl=pt-BR&amp;rclk=1\">Rua Esp\u00edrito Santo, 121.<\/a><\/p><p>Estamos aqui para descomplicar e facilitar o caminho rumo \u00e0 conquista do im\u00f3vel desejado. Aguardamos seu contato!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Recupera\u00e7\u00e3o da Poupan\u00e7a e Impulso ao Financiamento Imobili\u00e1rio Recentemente, a recupera\u00e7\u00e3o da poupan\u00e7a no Brasil tem gerado um impacto positivo no financiamento habitacional, especialmente na Caixa Econ\u00f4mica Federal (CEF). No segundo trimestre de 2024, a capta\u00e7\u00e3o de recursos da poupan\u00e7a alcan\u00e7ou R$ 374,5 bilh\u00f5es, um aumento de 6% em rela\u00e7\u00e3o ao ano anterior. Com esse &#8230; <a title=\"Recupera\u00e7\u00e3o da Poupan\u00e7a e Impulso ao Financiamento Imobili\u00e1rio\" class=\"read-more\" href=\"https:\/\/financiarcreditoimob.com.br\/?p=1121\" aria-label=\"Read more about Recupera\u00e7\u00e3o da Poupan\u00e7a e Impulso ao Financiamento Imobili\u00e1rio\">Ler mais<\/a><\/p>\n","protected":false},"author":1,"featured_media":1125,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-1121","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-corretor-de-imoveis"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Recupera\u00e7\u00e3o da Poupan\u00e7a e Impulso ao Financiamento Imobili\u00e1rio<\/title>\n<meta name=\"description\" content=\"Recentemente, a recupera\u00e7\u00e3o da poupan\u00e7a no Brasil tem 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