{"id":1199,"date":"2024-10-28T17:10:12","date_gmt":"2024-10-28T20:10:12","guid":{"rendered":"https:\/\/financiarimoveis013.com.br\/?p=1199"},"modified":"2024-10-28T17:10:12","modified_gmt":"2024-10-28T20:10:12","slug":"mudancas-nos-financiamentos-da-caixa-economica-federal","status":"publish","type":"post","link":"https:\/\/financiarcreditoimob.com.br\/?p=1199","title":{"rendered":"Mudan\u00e7as no Financiamento da Caixa Econ\u00f4mica Federal"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1199\" class=\"elementor elementor-1199\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-60c13ad elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"60c13ad\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-213e104\" data-id=\"213e104\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ea4ff9b elementor-widget elementor-widget-heading\" data-id=\"ea4ff9b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mudan\u00e7as nos Financiamentos da Caixa Econ\u00f4mica Federal<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f34245e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f34245e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b05669b\" data-id=\"b05669b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c7c6c5 elementor-widget elementor-widget-text-editor\" data-id=\"1c7c6c5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Muitos n\u00e3o sabem, mas ter um segundo Financiamento Imobili\u00e1rio ativo pela Caixa Econ\u00f4mica Federal, utilizando recursos do Sistema Brasileiro de Poupan\u00e7a e Empr\u00e9stimo (SBPE), n\u00e3o ser\u00e1 mais permitido pelas pol\u00edticas do banco a partir do dia 01\/11\/2024. Essa restri\u00e7\u00e3o \u00e9 um reflexo da escassez de recursos Federais para o Financiamento Imobili\u00e1rio.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f3182a7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f3182a7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-55cab0e\" data-id=\"55cab0e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74464a2 elementor-widget elementor-widget-text-editor\" data-id=\"74464a2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>As novas condi\u00e7\u00f5es de Cr\u00e9dito Imobili\u00e1rio SBPE PF divulgadas pela Caixa no dia 15\/10 que entrar\u00e3o em vigor a partir do dia 01\/11 s\u00e3o:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-928f125 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"928f125\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-38ca6e9\" data-id=\"38ca6e9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5aa9ce6 elementor-widget elementor-widget-text-editor\" data-id=\"5aa9ce6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><p>\u00a0Redu\u00e7\u00e3o quota de financiamento<\/p><\/li><li><p>Limite valor de im\u00f3vel (garantia) at\u00e9 R$ 1,5 milh\u00e3o<\/p><\/li><li><p>Proibida nova concess\u00e3o SBPE para cliente com financiamento imobili\u00e1rio ativo pela Caix<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2e9205c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2e9205c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-aa76883\" data-id=\"aa76883\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-018fc6d elementor-widget elementor-widget-text-editor\" data-id=\"018fc6d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nas modalidades: TR, Poupan\u00e7a, IPCA e Taxa Fixa, para im\u00f3vel residencial novo e usado, im\u00f3vel comercial, constru\u00e7\u00e3o individual e lote urbanizado.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e3a65f1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e3a65f1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-48a4bb8\" data-id=\"48a4bb8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7db4156 elementor-widget elementor-widget-text-editor\" data-id=\"7db4156\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Segundo Patr\u00edcia Pombani, especialista em Cr\u00e9dito Imobili\u00e1rio da Financiar Im\u00f3veis, a Caixa perdeu a confian\u00e7a dos clientes interessados no financiamento com a s\u00e9rie de mudan\u00e7as feitas recentemente.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-860eb29 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"860eb29\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8b81097\" data-id=\"8b81097\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1cb2508 elementor-widget elementor-widget-text-editor\" data-id=\"1cb2508\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<blockquote><p>&#8220;Estamos recebendo clientes interessados em financiamentos de bancos privados, apesar das taxas de juros menores oferecidas pela Caixa. As condi\u00e7\u00f5es da Caixa Econ\u00f4mica Federal est\u00e3o cada vez menos atrativas para quem busca financiamento imobili\u00e1rio\u201d, divulgou Patr\u00edcia.<\/p><\/blockquote>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b4e5076 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b4e5076\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9af8a4c\" data-id=\"9af8a4c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ba4a9c1 elementor-widget elementor-widget-heading\" data-id=\"ba4a9c1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Alternativas para quem deseja um segundo financiamento:<\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-68313fc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"68313fc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8394ecb\" data-id=\"8394ecb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fde1820 elementor-widget elementor-widget-text-editor\" data-id=\"fde1820\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>No entanto, h\u00e1 uma alternativa interessante: \u00e9 poss\u00edvel ter um financiamento imobili\u00e1rio ativo em outro banco \u2014 como o Ita\u00fa, Bradesco ou Santander \u2014 e ainda assim solicitar um novo financiamento na Caixa. Bancos privados oferecem cr\u00e9dito imobili\u00e1rio com condi\u00e7\u00f5es variadas e podem ser uma boa op\u00e7\u00e3o para quem quer investir em mais de um im\u00f3vel. A Financiar Im\u00f3veis, por exemplo, oferece orienta\u00e7\u00e3o e parcerias para financiamento em diversos bancos, possibilitando uma escolha que se adeque ao perfil e necessidade de cada cliente.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a68aa33 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a68aa33\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d5a009b\" data-id=\"d5a009b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d8d54ae elementor-widget elementor-widget-heading\" data-id=\"d8d54ae\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Expans\u00e3o do portf\u00f3lio Imobili\u00e1rio com parcerias estrat\u00e9gicas<\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c839303 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c839303\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d24cfaa\" data-id=\"d24cfaa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c0d4818 elementor-widget elementor-widget-text-editor\" data-id=\"c0d4818\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Assim, para quem deseja expandir seu portf\u00f3lio imobili\u00e1rio ou adquirir uma segunda resid\u00eancia, buscar o segundo financiamento em outra institui\u00e7\u00e3o financeira pode ser uma solu\u00e7\u00e3o pr\u00e1tica e eficiente, aproveitando taxas e condi\u00e7\u00f5es competitivas no mercado.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1745aaf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1745aaf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2dde132\" data-id=\"2dde132\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-df9a330 elementor-widget elementor-widget-text-editor\" data-id=\"df9a330\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Gostou do conte\u00fado? Junte-se a Financiar Im\u00f3veis e simplifique o processo de financiamento para seus clientes. Entre em contato com nossos agentes pelo telefone (13) 3500-6921 ou fa\u00e7a-nos uma visita para uma conversa em nosso escrit\u00f3rio, localizado na <a href=\"https:\/\/www.google.com\/maps\/place\/Financiar+Im%C3%B3veis\/data=!4m7!3m6!1s0x68b2d307005bd531:0x11dc6047bd592b5c!8m2!3d-23.9556563!4d-46.3359221!16s%2Fg%2F11kj2zjv6z!19sChIJMdVbAAfTsmgRXCtZvUdg3BE?authuser=0&amp;hl=pt-BR&amp;rclk=1\">Rua Esp\u00edrito Santo, 121.<\/a><\/p><p>Estamos aqui para descomplicar e facilitar o caminho rumo \u00e0 conquista do im\u00f3vel desejado. Aguardamos seu contato!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Mudan\u00e7as nos Financiamentos da Caixa Econ\u00f4mica Federal Muitos n\u00e3o sabem, mas ter um segundo Financiamento Imobili\u00e1rio ativo pela Caixa Econ\u00f4mica Federal, utilizando recursos do Sistema Brasileiro de Poupan\u00e7a e Empr\u00e9stimo (SBPE), n\u00e3o ser\u00e1 mais permitido pelas pol\u00edticas do banco a partir do dia 01\/11\/2024. Essa restri\u00e7\u00e3o \u00e9 um reflexo da escassez de recursos Federais para &#8230; <a title=\"Mudan\u00e7as no Financiamento da Caixa Econ\u00f4mica Federal\" class=\"read-more\" href=\"https:\/\/financiarcreditoimob.com.br\/?p=1199\" aria-label=\"Read more about Mudan\u00e7as no Financiamento da Caixa Econ\u00f4mica Federal\">Ler mais<\/a><\/p>\n","protected":false},"author":1,"featured_media":1200,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-1199","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-corretor-de-imoveis"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mudan\u00e7as no Financiamento da Caixa Econ\u00f4mica Federal<\/title>\n<meta name=\"description\" content=\"Muitos n\u00e3o sabem, mas ter um segundo Financiamento 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