{"id":932,"date":"2024-05-21T15:50:17","date_gmt":"2024-05-21T18:50:17","guid":{"rendered":"https:\/\/financiarimoveis013.com.br\/?p=932"},"modified":"2025-08-27T09:51:07","modified_gmt":"2025-08-27T12:51:07","slug":"apoio-emergencial-da-caixa-durante-a-crise-medidas-para-enfrentar-a-pandemia-no-rio-grande-do-sul","status":"publish","type":"post","link":"https:\/\/financiarcreditoimob.com.br\/?p=932","title":{"rendered":"Apoio Emergencial da CAIXA durante a Crise: Medidas para Enfrentar a Pandemia no Rio Grande do Sul"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"932\" class=\"elementor elementor-932\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-22cb67f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"22cb67f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-326ad28\" data-id=\"326ad28\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ce70b47 elementor-widget elementor-widget-heading\" data-id=\"ce70b47\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Apoio Emergencial da CAIXA durante a Crise: Medidas para Enfrentar a Pandemia no Rio Grande do Sul\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5fcb9e2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5fcb9e2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-02eef07\" data-id=\"02eef07\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9781a3e elementor-widget elementor-widget-image\" data-id=\"9781a3e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"537\" src=\"https:\/\/financiarcreditoimob.com.br\/wp-content\/uploads\/2024\/05\/a89d983f-91a5-45aa-baf7-a999e0b2810e.jpeg\" class=\"attachment-large size-large wp-image-906\" alt=\"\" srcset=\"https:\/\/financiarcreditoimob.com.br\/wp-content\/uploads\/2024\/05\/a89d983f-91a5-45aa-baf7-a999e0b2810e.jpeg 768w, https:\/\/financiarcreditoimob.com.br\/wp-content\/uploads\/2024\/05\/a89d983f-91a5-45aa-baf7-a999e0b2810e-300x210.jpeg 300w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9b823e elementor-widget elementor-widget-text-editor\" data-id=\"c9b823e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Enfrentar tempos dif\u00edceis requer solidariedade e a\u00e7\u00e3o r\u00e1pida. \u00c9 por isso que a CAIXA est\u00e1 tomando medidas significativas para ajudar os residentes do Rio Grande do Sul durante esta crise sem precedentes. Desde pausas nos pagamentos de empr\u00e9stimos at\u00e9 isen\u00e7\u00f5es de tarifas, aqui est\u00e1 um resumo das principais iniciativas:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-940e9f0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"940e9f0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-08b1610\" data-id=\"08b1610\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f934eb7 elementor-widget elementor-widget-heading\" data-id=\"f934eb7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Pausa no Pagamento de Empr\u00e9stimos:\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f901e2c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f901e2c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-be19db2\" data-id=\"be19db2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e96cf20 elementor-widget elementor-widget-text-editor\" data-id=\"e96cf20\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Para aliviar a press\u00e3o financeira, os clientes Caixa podem solicitar uma pausa de at\u00e9 seis meses no pagamento das parcelas de empr\u00e9stimos como CDC, Cr\u00e9dito Pessoal, Renegocia\u00e7\u00e3o e Financiamento Habitacional. Os contratos de cr\u00e9dito habitacional devem estar em dia ou com at\u00e9 720 dias de atraso, enquanto outros contratos de cr\u00e9dito devem estar em dia ou com at\u00e9 59 dias de atraso. \u00c9 importante notar que os juros e IOF ser\u00e3o recalculados nas parcelas remanescentes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-30a96f1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"30a96f1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-de902f7\" data-id=\"de902f7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dd3c29c elementor-widget elementor-widget-heading\" data-id=\"dd3c29c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Isen\u00e7\u00e3o de Tarifas Banc\u00e1rias:\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-18b627a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"18b627a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b7fc53e\" data-id=\"b7fc53e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3cfea87 elementor-widget elementor-widget-text-editor\" data-id=\"3cfea87\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A CAIXA est\u00e1 concedendo isen\u00e7\u00e3o de cobran\u00e7a da mensalidade das tarifas de contas correntes pelo per\u00edodo de seis meses, de forma autom\u00e1tica, sem a necessidade de comparecer a uma ag\u00eancia. Al\u00e9m disso, a tarifa n\u00e3o est\u00e1 sendo cobrada nos munic\u00edpios em que o estado de calamidade foi decretado.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-178b183 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"178b183\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a628064\" data-id=\"a628064\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f656604 elementor-widget elementor-widget-heading\" data-id=\"f656604\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Benef\u00edcios Sociais e FGTS:<\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8858c0a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8858c0a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0d52b8a\" data-id=\"0d52b8a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b3294da elementor-widget elementor-widget-text-editor\" data-id=\"b3294da\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>&#8211; Saque FGTS: N\u00e3o h\u00e1 mais prazo m\u00ednimo de 12 meses entre o \u00faltimo e o novo saque na modalidade Calamidade para os residentes nos munic\u00edpios habilitados do Rio Grande do Sul no m\u00eas de maio. O valor m\u00e1ximo para retirada \u00e9 de R$ 6.220,00 por conta vinculada, limitado ao saldo da conta de FGTS.<br \/>&#8211; Bolsa Fam\u00edlia: A libera\u00e7\u00e3o do benef\u00edcio foi antecipada para todos os finais de NIS, com a movimenta\u00e7\u00e3o dos valores realizada pelo App CAIXA Tem, ag\u00eancias da CAIXA, lot\u00e9ricas e terminais de autoatendimento.<br \/>&#8211; Abono Salarial (pagamento PIS): O pagamento do abono salarial 2024 foi antecipado para todos os trabalhadores do Rio Grande do Sul, independentemente do m\u00eas de nascimento, com movimenta\u00e7\u00e3o dos valores tamb\u00e9m pelo App CAIXA Tem, ag\u00eancias da CAIXA, lot\u00e9ricas e terminais de autoatendimento.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f6acbb2 elementor-widget elementor-widget-image\" data-id=\"f6acbb2\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"460\" height=\"322\" src=\"https:\/\/financiarcreditoimob.com.br\/wp-content\/uploads\/2023\/03\/Imagem-FGTS.png\" class=\"attachment-large size-large wp-image-202\" alt=\"\" srcset=\"https:\/\/financiarcreditoimob.com.br\/wp-content\/uploads\/2023\/03\/Imagem-FGTS.png 460w, https:\/\/financiarcreditoimob.com.br\/wp-content\/uploads\/2023\/03\/Imagem-FGTS-300x210.png 300w\" sizes=\"(max-width: 460px) 100vw, 460px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-15207f1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"15207f1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a8ce035\" data-id=\"a8ce035\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4985ab3 elementor-widget elementor-widget-heading\" data-id=\"4985ab3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Para Empresas:\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-824da18 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"824da18\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-849cff0\" data-id=\"849cff0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-887c175 elementor-widget elementor-widget-text-editor\" data-id=\"887c175\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Empresas, incluindo as de atacado, podem ter pausa no pagamento das presta\u00e7\u00f5es de empr\u00e9stimos por at\u00e9 seis meses. A isen\u00e7\u00e3o de tarifas de contas correntes tamb\u00e9m se aplica \u00e0s empresas, assim como a isen\u00e7\u00e3o do aluguel da maquininha Azulzinha CAIXA e da tarifa de reemiss\u00e3o dos cart\u00f5es CAIXA Alimenta\u00e7\u00e3o e CAIXA Refei\u00e7\u00e3o com vencimento nos meses de maio e junho.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3f261ef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3f261ef\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-eaaaa29\" data-id=\"eaaaa29\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b7c9830 elementor-widget elementor-widget-heading\" data-id=\"b7c9830\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">CAIXA Hospitais e Cr\u00e9dito Empresarial:\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-18f1e1f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"18f1e1f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d2a1048\" data-id=\"d2a1048\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-51bbfc8 elementor-widget elementor-widget-text-editor\" data-id=\"51bbfc8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A CAIXA oferece pausa no pagamento das presta\u00e7\u00f5es por at\u00e9 doze meses para hospitais, al\u00e9m de cr\u00e9dito solid\u00e1rio e cr\u00e9dito especial para empresas, com condi\u00e7\u00f5es especiais e contrata\u00e7\u00e3o exclusiva nas ag\u00eancias CAIXA.<\/p><p>Essas s\u00e3o apenas algumas das medidas que a CAIXA est\u00e1 implementando para apoiar os residentes e empresas do Rio Grande do Sul durante este per\u00edodo desafiador. Para mais informa\u00e7\u00f5es e suporte, entre em contato atrav\u00e9s dos canais dispon\u00edveis\u00a0<a style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem;\" href=\"https:\/\/www.caixa.gov.br\/atendimento\/Paginas\/default.aspx\" target=\"_blank\" rel=\"noopener\">https:\/\/www.caixa.gov.br\/atendimento\/Paginas\/default.aspx<\/a><\/p><article id=\"post-903\" class=\"post-903 post type-post status-publish format-standard has-post-thumbnail hentry category-corretor-de-imoveis ast-article-single\"><div class=\"ast-post-format- single-layout-1\"><div class=\"entry-content clear\"><div class=\"elementor elementor-903\" data-elementor-type=\"wp-post\" data-elementor-id=\"903\"><section class=\"elementor-section elementor-top-section elementor-element elementor-element-974d82f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"974d82f\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cc3abe7\" data-id=\"cc3abe7\" data-element_type=\"column\"><div class=\"elementor-widget-wrap elementor-element-populated\"><div class=\"elementor-element elementor-element-a590cd7 elementor-widget elementor-widget-text-editor\" data-id=\"a590cd7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><p><b>A\u00a0<\/b><a href=\"https:\/\/financiarimoveis013.com.br\/?p=903\" target=\"_blank\" rel=\"noopener\">Financiar\u00a0<\/a><b>se solidariza com todas as v\u00edtimas afetadas pelas enchentes no Rio Grande do Sul.<\/b><\/p><\/div><\/div><\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/article>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Apoio Emergencial da CAIXA durante a Crise: Medidas para Enfrentar a Pandemia no Rio Grande do Sul Enfrentar tempos dif\u00edceis requer solidariedade e a\u00e7\u00e3o r\u00e1pida. \u00c9 por isso que a CAIXA est\u00e1 tomando medidas significativas para ajudar os residentes do Rio Grande do Sul durante esta crise sem precedentes. Desde pausas nos pagamentos de empr\u00e9stimos &#8230; <a title=\"Apoio Emergencial da CAIXA durante a Crise: Medidas para Enfrentar a Pandemia no Rio Grande do Sul\" class=\"read-more\" href=\"https:\/\/financiarcreditoimob.com.br\/?p=932\" aria-label=\"Read more about Apoio Emergencial da CAIXA durante a Crise: Medidas para Enfrentar a Pandemia no Rio Grande do Sul\">Ler mais<\/a><\/p>\n","protected":false},"author":1,"featured_media":41,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-932","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-corretor-de-imoveis"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Apoio Emergencial da CAIXA durante a Crise: Medidas para Enfrentar a Pandemia no Rio Grande do Sul - Financiar Cr\u00e9dito Imobili\u00e1rio<\/title>\n<meta name=\"description\" content=\"Enfrentar tempos dif\u00edceis requer solidariedade e a\u00e7\u00e3o r\u00e1pida. \u00c9 por isso que a CAIXA est\u00e1 fazendo o apoio emergencial para ajudar os residentes do Rio Grande do Sul durante esta crise sem precedentes.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/financiarcreditoimob.com.br\/?p=932\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Apoio Emergencial da CAIXA durante a Crise: Medidas para Enfrentar a Pandemia no Rio Grande do Sul - 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